Looking for a powerful smartphone without breaking the bank? In 2025, the best phones under ₹20,000 include Redmi Note 13, iQOO Z9, Realme Narzo 70 Pro, Samsung M14, and Moto G73. These phones offer great performance, AMOLED displays, and 5G support. Perfect for gaming, streaming, and multitasking. Most also feature long-lasting batteries and fast charging. Always check for launch discounts and exchange offers online. Compare specs like processor, RAM, and camera before buying. These budget phones compete well with mid-range models.